PAR → MCM · FOUNDER GUIDE · OCTOBER 2026
Leaving France for Monaco 🇲🇨 as a founder
0% income tax… except for French nationals, who stay taxed as if they lived in France. A 1963 France–Monaco treaty says French citizens living in Monaco keep paying French income tax.
What you'd keep vs France
Solo founder, 100% owner, whole profit paid out as dividends each year. How the math works.
| PROFIT | TAX IN 🇫🇷 | TAX IN 🇲🇨 | KEEP IN 🇲🇨 | VS FRANCE / YR |
|---|---|---|---|---|
| €100K | 41.2% | 44.0% | €55,976 | −€2,781 |
| €250K | 47.4% | 48.5% | €128,625 | −€2,915 |
| €500K | 53.4% | 53.9% | €230,250 | −€2,609 |
| €1M | 53.7% | 53.9% | €460,500 | −€2,609 |
ENTRY TICKET
Monaco residence card
- Cost
- €80 card fee + a home in Monaco + a Monaco bank (they usually want ~€500k on deposit)
- Timeline
- Not published
REQUIREMENTS
- —Own or rent a home in Monaco
- —A reference from a Monaco bank
- —Clean record
THE CATCH
Same French taxes, plus Monaco's 25% profits tax instead of France's 15% starter band. Much smaller apartment. Flight cancelled.
SOURCES
Simplified simulation, not tax advice. Moving tax residency means actually living there, not just a mailbox.